Delivery of Financial Services in a convenient manner at an affordable cost to vast sections of disadvantaged and low income group has been the primary objective under the financial inclusion policies of local and state governments in India.

Factors in Microfinance: -

Solutions: -

Manvish MiFaun™ Handheld Computer empowers Financial Institution Business Correspondents (BC), on-the-go, to achieve new levels of efficiency, productivity, and accuracy by combining advanced computing, multimode communication technology and open architecture.
MiFaun™ Handheld Computer has been designed keeping in mind applications that empower people at the grass roots with the benefits of information technology.
MiFaun™ seamlessly integrates secure Biometric authentication and multi-protocol smart card reader/ writer, thermal printer in an ergonomic, light weight yet robust design.
Once the customer arrives, MiFaun™ will help the BC to verify & authenticate him through fingerprint in his / her smart card. Post authentication, the customer will be offered the entire range of financial services, not just withdrawals and deposits. MiFaun™, due to its advanced computing capabilities, can offer business / personal loans, insurance of all kinds, remittances, bill payment or even mobile recharge coupons.
Transactions can be conducted in real time (using GPRS /CDMA) using industry based encryption standards and conducted in local languages to improve ease-of-use. Manvish eTech's financial inclusion solution (MiFaun™ device and client application) allows smooth and secure data transfer between BC, intermediate system and Core banking systems.

Customer list, Product / Service, de-duplication / service approvals and hot lists can be downloaded in a secure manner to ready the device for next shift's use. BC's access can be audit trailed for direct accountability with respect to cash collection & disbursement.